Fidelity will also mark the price of your CD down when listing it for sale and charge a $1 trading fee.įidelity CD interest is paid monthly, quarterly, semi-annually or at maturity according to the terms of the issuing bank. There is no guarantee it will sell, and there’s a chance you will receive less than the expected value, but you might also profit depending on the rate environment and market conditions. Minimums and term lengths vary.įidelity does not permit early withdrawal, but you can try to sell your CD on the secondary market. Secondary CDs are sold by other investors on Fidelity’s secondary market and may be priced at, below or above face value. Fidelity offers some new-issue fractional CDs with minimum opening deposit requirements of $100 and terms ranging from three to 24 months. New-issue Fidelity CDs are available in terms ranging from three months to five years, with a minimum opening deposit requirement of $1,000 for most CDs. These CDs are sold by traditional banks to brokerage firms before being sold to investors. Fidelity issues brokered CDs, which are investment products rather than deposit accounts.